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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,620 | $61,125-9.0% | $94,057-40.9% | $87,485-36.4% |
| Participation rate | 30.6% | 64.1%-33.5pp | 73.3%-42.7pp | 68.9%-38.3pp |
| Annual return | 17.46% | 35.20%-17.7pp | 480.62%-463.2pp | 26.06%-8.6pp |
| Employer contribution / active EE | $1,373 | $2,136-35.7% | $2,933-53.2% | $2,596-47.1% |
| Participant deferral / active EE | $2,203 | $3,260-32.4% | $4,709-53.2% | $4,274-48.5% |
| Admin fee / account holder | $4,809 | $5,629-14.6% | $7,244-33.6% | $7,775-38.1% |