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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,941 | $118,467+106.8% | $98,450+148.8% | $139,456+75.6% |
| Participation rate | 90.0% | 77.5%+12.5pp | 75.2%+14.8pp | 80.3%+9.7pp |
| Annual return | 26.72% | 18.95%+7.8pp | 21.16%+5.6pp | 373.45%-346.7pp |
| Employer contribution / active EE | $1,433 | $3,611-60.3% | $3,049-53.0% | $4,753-69.8% |
| Participant deferral / active EE | $9,863 | $5,393+82.9% | $4,739+108.1% | $6,711+47.0% |
| Admin fee / account holder | $5,827 | $14,057-58.5% | $8,961-35.0% | $11,407-48.9% |