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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,575 | $116,203+70.0% | $93,621+111.0% | $152,897+29.2% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.8%+7.5pp | 82.5%+0.9pp |
| Annual return | 25.98% | 35.96%-10.0pp | 32.76%-6.8pp | 345.43%-319.4pp |
| Employer contribution / active EE | $1,294 | $3,219-59.8% | $2,719-52.4% | $4,764-72.8% |
| Participant deferral / active EE | $4,575 | $4,605-0.7% | $4,070+12.4% | $5,851-21.8% |
| Admin fee / account holder | $1,385 | $10,751-87.1% | $7,890-82.4% | $11,599-88.1% |