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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,342 | $81,476+35.4% | $102,383+7.8% | $80,925+36.4% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 14.76% | 25.59%-10.8pp | 24.94%-10.2pp | 35.65%-20.9pp |
| Employer contribution / active EE | $2,959 | $3,105-4.7% | $3,870-23.5% | $2,756+7.4% |
| Participant deferral / active EE | $7,678 | $3,871+98.4% | $5,060+51.8% | $4,299+78.6% |
| Admin fee / account holder | $1,628 | $6,717-75.8% | $8,391-80.6% | $6,940-76.5% |