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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,342 | $81,446+35.5% | $103,374+6.7% | $80,874+36.4% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 14.76% | 25.57%-10.8pp | 24.89%-10.1pp | 35.62%-20.9pp |
| Employer contribution / active EE | $2,959 | $3,107-4.8% | $3,869-23.5% | $2,756+7.4% |
| Participant deferral / active EE | $7,678 | $3,870+98.4% | $5,058+51.8% | $4,297+78.7% |
| Admin fee / account holder | $1,628 | $6,715-75.8% | $8,394-80.6% | $6,935-76.5% |