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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,211 | $202,440+38.9% | $169,390+66.0% | $139,466+101.6% |
| Participation rate | 92.9% | 81.1%+11.7pp | 77.2%+15.7pp | 80.3%+12.5pp |
| Annual return | 14.75% | 532.36%-517.6pp | 406.07%-391.3pp | 373.66%-358.9pp |
| Employer contribution / active EE | $8,636 | $4,693+84.0% | $4,013+115.2% | $4,754+81.7% |
| Participant deferral / active EE | $11,369 | $6,940+63.8% | $6,222+82.7% | $6,712+69.4% |
| Admin fee / account holder | $12,939 | $10,722+20.7% | $9,015+43.5% | $11,409+13.4% |