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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,186 | $228,352+37.2% | $185,835+68.5% | $158,966+97.0% |
| Participation rate | 92.3% | 82.3%+10.0pp | 78.0%+14.3pp | 82.0%+10.3pp |
| Annual return | 16.62% | 40.81%-24.2pp | 35.96%-19.3pp | 302.95%-286.3pp |
| Employer contribution / active EE | $6,764 | $4,967+36.2% | $4,087+65.5% | $4,762+42.0% |
| Participant deferral / active EE | $9,204 | $6,416+43.5% | $5,633+63.4% | $5,983+53.8% |
| Admin fee / account holder | $323 | $11,867-97.3% | $9,502-96.6% | $11,250-97.1% |