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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,832 | $125,190+19.7% | $105,624+41.9% | $145,897+2.7% |
| Participation rate | 75.0% | 77.6%-2.6pp | 75.3%-0.3pp | 80.3%-5.3pp |
| Annual return | 10.28% | 225.22%-214.9pp | 116.20%-105.9pp | 552.29%-542.0pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,168-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,143 | $5,716-27.5% | $5,013-17.3% | $6,689-38.1% |
| Admin fee / account holder | $10,450 | $17,138-39.0% | $10,961-4.7% | $13,390-22.0% |