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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 RETIREMENT PLAN SERVICES, ET9 · BUFFALO, NY 142010600 | Recordkeeping | $528 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,568 | $46,732-38.9% | $156,551-81.8% | $55,167-48.2% |
| Participation rate | 44.7% | 65.8%-21.1pp | 84.0%-39.3pp | 69.0%-24.3pp |
| Annual return | 7.33% | 17.72%-10.4pp | 32.23%-24.9pp | 169.23%-161.9pp |
| Employer contribution / active EE | $471 | $2,105-77.6% | $5,501-91.4% | $1,963-76.0% |
| Participant deferral / active EE | $1,913 | $2,204-13.2% | $4,871-60.7% | $3,054-37.4% |
| Admin fee / account holder | $5 | $418-98.8% | $13,028-100.0% | $504-99.0% |