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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 RETIREMENT PLAN SERVICES, ET9 · BUFFALO, NY 142010600 | Recordkeeping | $480 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,305 | $46,360-26.0% | $147,617-76.8% | $52,331-34.4% |
| Participation rate | 46.8% | 64.9%-18.2pp | 84.6%-37.9pp | 68.1%-21.3pp |
| Annual return | -2.58% | 1.62%-4.2pp | 61.98%-64.6pp | 4.54%-7.1pp |
| Employer contribution / active EE | $317 | $2,126-85.1% | $5,564-94.3% | $1,882-83.1% |
| Participant deferral / active EE | $2,041 | $2,258-9.6% | $4,895-58.3% | $3,022-32.5% |
| Admin fee / account holder | $21 | $766-97.3% | $11,612-99.8% | $592-96.5% |