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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,633 | $182,442-69.0% | $163,379-65.3% | $138,895-59.2% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.8%-26.8pp | 79.9%-29.9pp |
| Annual return | 18.14% | 72.74%-54.6pp | 63.41%-45.3pp | 145.39%-127.3pp |
| Employer contribution / active EE | $2,736 | $4,159-34.2% | $3,752-27.1% | $4,194-34.8% |
| Participant deferral / active EE | $4,436 | $6,817-34.9% | $6,282-29.4% | $6,396-30.6% |
| Admin fee / account holder | $681 | $10,396-93.4% | $9,818-93.1% | $12,562-94.6% |