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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,382 | $211,105-78.5% | $178,449-74.6% | $145,978-68.9% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 11.85% | 30.19%-18.3pp | 27.09%-15.2pp | 550.52%-538.7pp |
| Employer contribution / active EE | $3,119 | $4,569-31.7% | $3,951-21.0% | $4,662-33.1% |
| Participant deferral / active EE | $5,441 | $6,959-21.8% | $6,277-13.3% | $6,690-18.7% |
| Admin fee / account holder | $545 | $12,017-95.5% | $10,362-94.7% | $13,400-95.9% |