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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,383 | $102,393-51.8% | $147,041-66.4% | $80,911-39.0% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.6%+24.4pp |
| Annual return | 6.64% | 134.95%-128.3pp | 419.21%-412.6pp | 35.63%-29.0pp |
| Employer contribution / active EE | $1,133 | $3,715-69.5% | $4,935-77.0% | $2,756-58.9% |
| Participant deferral / active EE | $2,166 | $6,647-67.4% | $8,071-73.2% | $4,297-49.6% |
| Admin fee / account holder | $1,168 | $7,943-85.3% | $13,006-91.0% | $6,935-83.2% |