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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,577 | $93,598-49.2% | $135,974-65.0% | $75,173-36.7% |
| Participation rate | 90.0% | 75.2%+14.8pp | 81.9%+8.1pp | 67.2%+22.8pp |
| Annual return | 8.53% | 30.89%-22.4pp | 68.30%-59.8pp | 160.72%-152.2pp |
| Employer contribution / active EE | $1,395 | $3,538-60.6% | $4,859-71.3% | $2,671-47.8% |
| Participant deferral / active EE | $2,028 | $6,405-68.3% | $7,760-73.9% | $4,126-50.8% |
| Admin fee / account holder | $51,324 | $6,978+635.5% | $10,767+376.7% | $5,651+808.3% |