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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,399 | $198,457-46.9% | $170,435-38.2% | $147,586-28.6% |
| Participation rate | 63.2% | 88.0%-24.8pp | 83.6%-20.4pp | 82.8%-19.7pp |
| Annual return | 15.91% | 257.30%-241.4pp | 205.94%-190.0pp | 578.59%-562.7pp |
| Employer contribution / active EE | $6,365 | $6,183+2.9% | $5,432+17.2% | $4,876+30.5% |
| Participant deferral / active EE | $4,460 | $5,629-20.8% | $4,939-9.7% | $5,439-18.0% |
| Admin fee / account holder | $2,008 | $16,852-88.1% | $13,881-85.5% | $10,886-81.6% |