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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,872 | $88,707-87.7% | $74,184-85.3% | $273,972-96.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.51% | 11.94%-2.4pp | 17.74%-8.2pp | 41.46%-32.0pp |
| Employer contribution / active EE | $1,905 | $3,159-39.7% | $2,370-19.6% | $4,869-60.9% |
| Participant deferral / active EE | $1,804 | $4,212-57.2% | $3,550-49.2% | $5,287-65.9% |
| Admin fee / account holder | $564 | $8,717-93.5% | $5,586-89.9% | $10,133-94.4% |