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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,911 | $62,583-63.4% | $76,767-70.2% | $64,173-64.3% |
| Participation rate | 79.3% | 72.8%+6.5pp | 77.0%+2.3pp | 69.6%+9.7pp |
| Annual return | -7.71% | -1.95%-5.8pp | 2.43%-10.1pp | 7.63%-15.3pp |
| Employer contribution / active EE | $1,457 | $1,832-20.5% | $2,485-41.4% | $2,381-38.8% |
| Participant deferral / active EE | $2,212 | $3,145-29.7% | $3,852-42.6% | $3,470-36.2% |
| Admin fee / account holder | $675 | $4,667-85.5% | $6,675-89.9% | $4,887-86.2% |