Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,926 | $185,312+106.6% | $161,489+137.1% | $154,746+147.5% |
| Participation rate | 36.4% | 82.5%-46.1pp | 78.7%-42.3pp | 80.7%-44.3pp |
| Annual return | 0.80% | 103.84%-103.0pp | 89.72%-88.9pp | 172.34%-171.5pp |
| Employer contribution / active EE | $954 | $4,769-80.0% | $4,268-77.7% | $4,379-78.2% |
| Participant deferral / active EE | $5,441 | $6,350-14.3% | $5,630-3.4% | $6,730-19.2% |
| Admin fee / account holder | $16,605 | $18,654-11.0% | $16,006+3.7% | $14,365+15.6% |