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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $27,874 |
EDWARD JONES4 years Filed as: EDWARD D JONES AND CO Service code 26 · EIN 43-0345811 | Advisory (Participants) | $26,889 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,922 | $84,493+0.5% | $125,381-32.3% | $66,938+26.9% |
| Participation rate | 68.0% | 76.4%-8.4pp | 82.4%-14.4pp | 69.8%-1.8pp |
| Annual return | -15.16% | -8.49%-6.7pp | 572.31%-587.5pp | 1.58%-16.7pp |
| Employer contribution / active EE | $2,790 | $3,554-21.5% | $4,815-42.1% | $2,545+9.6% |
| Participant deferral / active EE | $7,419 | $6,783+9.4% | $7,448-0.4% | $4,238+75.0% |
| Admin fee / account holder | $223 | $685-67.4% | $10,007-97.8% | $594-62.3% |