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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,918 | $73,102-11.2% | $123,552-47.5% | $56,287+15.3% |
| Participation rate | 76.6% | 74.3%+2.3pp | 82.3%-5.7pp | 69.9%+6.8pp |
| Annual return | -2.73% | 3.01%-5.7pp | 119.20%-121.9pp | -9.96%+7.2pp |
| Employer contribution / active EE | $3,170 | $2,977+6.5% | $4,628-31.5% | $2,111+50.2% |
| Participant deferral / active EE | $6,657 | $5,423+22.8% | $6,426+3.6% | $3,350+98.7% |
| Admin fee / account holder | $1,608 | $554+190.3% | $9,285-82.7% | $521+208.6% |