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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA ST · SANTA BARBARA, CA 93101 | Advisory (Plan) | $30,306 |
NOVA 401(K) ASSOCIATES4 years Service code 13 · EIN 20-1181458 10777 NORTHWEST FREEWAY · HOUSTON, TX 77092 | Contract Administrator | $11,460 |
Service code 64 · EIN 45-2750258 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,127 | $88,122-9.1% | $141,177-43.2% | $67,579+18.6% |
| Participation rate | 28.2% | 76.5%-48.3pp | 82.5%-54.3pp | 71.3%-43.1pp |
| Annual return | 22.46% | 75.40%-52.9pp | 71.40%-48.9pp | 378.56%-356.1pp |
| Employer contribution / active EE | $990 | $3,224-69.3% | $4,736-79.1% | $2,148-53.9% |
| Participant deferral / active EE | $3,041 | $5,958-48.9% | $6,710-54.7% | $3,539-14.1% |
| Admin fee / account holder | $67 | $131-48.4% | $10,263-99.3% | $142-52.6% |