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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $6,687 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,305 | $37,117-58.8% | $147,617-89.6% | $55,191-72.3% |
| Participation rate | 37.6% | 63.6%-26.0pp | 84.6%-47.0pp | 69.2%-31.5pp |
| Annual return | 1.08% | 3.44%-2.4pp | 61.98%-60.9pp | 10.78%-9.7pp |
| Employer contribution / active EE | $328 | $1,620-79.8% | $5,564-94.1% | $1,899-82.7% |
| Participant deferral / active EE | $1,150 | $1,985-42.1% | $4,895-76.5% | $3,046-62.2% |
| Admin fee / account holder | $16 | $86-81.8% | $11,612-99.9% | $91-82.8% |