Retirement plan

LJA ENGINEERING, INC. 401(K) PLAN

Name: LJA ENGINEERING, INC. - LJA ENGINEERING, INC. 401(K) PLAN (2015) Form 5500
Creator: LJA ENGINEERING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LJA ENGINEERING, INC. 401(K) PLAN, LJA ENGINEERING, INC.

LJA ENGINEERING, INC.EIN 76-0540328Plan #001PY 2015

2929 BRIARPARK DRIVE SUITE 600 - HOUSTON, TX 77042713-953-5200LinkedIn1-10 employeescomputer software

Other plans on this EIN

1 filing

#003Retirement-$83.2M assets

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$15.8M

-31.6% from 2016

Total participants

615

-10.1% from 2016

Average account balance

$25,949

-26.4% from 2016

Annual return

4.08%

-28.86 pp from 2016

Benchmarks

See 2,331 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,331 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$121.39M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$47K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,583

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$16.19M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+25.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$72

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 8 by compensation

Provider	Service type	Compensation
MILLIMAN, INC.1+ years Service code 15 · EIN 91-0675641	Recordkeeping	$78,111
LPL FINANCIAL1+ years Filed as: LPL HOLDINGS Service code 28 · EIN 04-3046611	Investment Management	$22,500
WEINSTEIN ZUGMAN, LLC1+ years Filed as: WEINSTEIN SPIRA & COMPANY, P.C. Service code 10 · EIN 74-2181616	Accounting	$12,000
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Filed as: FIDELITY INVESTMENT INSTITUTIONAL Service code 64 · EIN 04-2647786	Recordkeeping Fees	$686
CHARLES SCHWAB & CO., INC.1+ years Service code 19 · EIN 94-1737782	Securities Custodian	$0
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009	Securities Custodian	$0
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Filed as: FIDELITY INVESTEMENTS Service code 60	Sub-TA Fees	$0
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Filed as: FIDELITY INVESTMENTS Service code 60	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$53K

$101 / participant

Other / not subdivided$53K100.0%

% of EOY assets

0.339%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WEINSTEIN SPIRA & COMPANY, P.C.
Auditor EIN: 742181616
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,949

$88,324-70.6%

$115,038-77.4%

$55,191-53.0%

Participation rate

98.5%

72.5%+26.0pp

81.4%+17.1pp

69.2%+29.3pp

Annual return

4.08%

6.30%-2.2pp

26.14%-22.1pp

10.78%-6.7pp

Employer contribution / active EE

$384

$2,805-86.3%

$4,608-91.7%

$1,899-79.8%

Participant deferral / active EE

$3,546

$5,042-29.7%

$6,026-41.2%

$3,046+16.4%

Admin fee / account holder

$88

$105-16.6%

$8,175-98.9%

$91-3.2%

Provider

Service type

Compensation

MILLIMAN, INC.1+ years

Service code 15 · EIN 91-0675641

Recordkeeping

$78,111

LPL FINANCIAL1+ years

Filed as: LPL HOLDINGS

Service code 28 · EIN 04-3046611

Investment Management

$22,500

WEINSTEIN ZUGMAN, LLC1+ years

Filed as: WEINSTEIN SPIRA & COMPANY, P.C.

Service code 10 · EIN 74-2181616

Accounting

$12,000

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Filed as: FIDELITY INVESTMENT INSTITUTIONAL

Service code 64 · EIN 04-2647786

Recordkeeping Fees

$686

CHARLES SCHWAB & CO., INC.1+ years

Service code 19 · EIN 94-1737782

Securities Custodian

CHARLES SCHWAB & CO., INC.1+ years

Filed as: CHARLES SCHWAB BANK

Service code 19 · EIN 42-1558009

Securities Custodian

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Filed as: FIDELITY INVESTEMENTS

Service code 60

Sub-TA Fees

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Filed as: FIDELITY INVESTMENTS

Service code 60

Sub-TA Fees

LJA ENGINEERING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LJA ENGINEERING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion