Retirement plan

LJA ENGINEERING, INC. 401(K) PLAN

Name: LJA ENGINEERING, INC. - LJA ENGINEERING, INC. 401(K) PLAN (2018) Form 5500
Creator: LJA ENGINEERING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LJA ENGINEERING, INC. 401(K) PLAN, LJA ENGINEERING, INC.

LJA ENGINEERING, INC.EIN 76-0540328Plan #001PY 2018

2929 BRIARPARK DRIVE SUITE 600 - HOUSTON, TX 77042713-953-5200LinkedIn1-10 employeescomputer software

Other plans on this EIN

1 filing

#003Retirement-$142.1M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$33.5M

-31.6% from 2016

Total participants

861

-10.1% from 2016

Average account balance

$39,544

-26.4% from 2016

Annual return

-2.88%

-28.86 pp from 2016

Benchmarks

See 2,763 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,763 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$121.39M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$47K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,583

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$16.19M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+25.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$72

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL4+ years Filed as: FIDELITY INVESTMENTS Service code 37 · EIN 04-2647786	Loan Processing	$36,948
STRATEGIC ADVISORS, INC.2 years Filed as: STRATEGIC ADVISORS Service code 27 · EIN 04-2654524	Advisory (Plan)	$28,780
BLUE CHIP RETIREMENT PLANS, INC.3 years Filed as: BLUE RIDGE ESOP ASSOCIATES Service code 15 · EIN 13-4238973	Recordkeeping	$19,277

Plan features & details

Pension benefit codes2E2F2G2J3D2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$88K

$118 / participant

Other / not subdivided$88K100.0%

% of EOY assets

0.262%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BRIGGS & VESELKA CO.
Auditor EIN: 741769118
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$39,544

$75,388-47.5%

$123,553-68.0%

$55,727-29.0%

Participation rate

98.3%

75.7%+22.6pp

82.3%+16.0pp

70.9%+27.4pp

Annual return

-2.88%

4.48%-7.4pp

119.21%-122.1pp

244.94%-247.8pp

Employer contribution / active EE

$671

$3,063-78.1%

$4,628-85.5%

$2,078-67.7%

Participant deferral / active EE

$4,602

$5,651-18.6%

$6,426-28.4%

$3,356+37.2%

Admin fee / account holder

$104

$120-13.4%

$9,284-98.9%

$115-9.9%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL4+ years

Filed as: FIDELITY INVESTMENTS

Service code 37 · EIN 04-2647786

Loan Processing

$36,948

STRATEGIC ADVISORS, INC.2 years

Filed as: STRATEGIC ADVISORS

Service code 27 · EIN 04-2654524

Advisory (Plan)

$28,780

BLUE CHIP RETIREMENT PLANS, INC.3 years

Filed as: BLUE RIDGE ESOP ASSOCIATES

Service code 15 · EIN 13-4238973

Recordkeeping

$19,277

LJA ENGINEERING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LJA ENGINEERING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion