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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Investment management; Claims process... | $27,728 |
NATIONAL FINANCIAL SERVICES7+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,776 | $185,342-70.4% | $111,308-50.8% | $86,821-36.9% |
| Participation rate | 100.0% | 81.0%+19.0pp | 77.3%+22.7pp | 72.3%+27.7pp |
| Annual return | 11.70% | 500.80%-489.1pp | 54.67%-43.0pp | 97.94%-86.2pp |
| Employer contribution / active EE | $1,816 | $2,246-19.2% | $2,732-33.5% | $2,406-24.5% |
| Participant deferral / active EE | $4,367 | $4,458-2.0% | $4,487-2.7% | $4,132+5.7% |
| Admin fee / account holder | $113 | $255-55.8% | $7,965-98.6% | $170-33.4% |