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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,302 | $108,882-83.2% | $96,754-81.1% | $154,746-88.2% |
| Participation rate | 88.2% | 75.1%+13.2pp | 70.3%+18.0pp | 80.7%+7.5pp |
| Annual return | 19.03% | 98.39%-79.4pp | 82.04%-63.0pp | 172.34%-153.3pp |
| Employer contribution / active EE | $1,775 | $3,018-41.2% | $2,679-33.7% | $4,379-59.5% |
| Participant deferral / active EE | $1,981 | $5,323-62.8% | $4,758-58.4% | $6,730-70.6% |
| Admin fee / account holder | $594 | $10,200-94.2% | $8,905-93.3% | $14,365-95.9% |