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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $37,387 |
USCA RIA LLC2 years Service code 27 · EIN 61-1687272 | Advisory (Plan) | $35,198 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,579 | $41,647-19.4% | $96,171-65.1% | $86,821-61.3% |
| Participation rate | 43.5% | 50.3%-6.8pp | 68.4%-24.9pp | 72.3%-28.8pp |
| Annual return | 28.17% | 27.24%+0.9pp | 192.04%-163.9pp | 97.94%-69.8pp |
| Employer contribution / active EE | $1,356 | $1,328+2.1% | $2,799-51.5% | $2,406-43.6% |
| Participant deferral / active EE | $3,598 | $2,412+49.1% | $4,350-17.3% | $4,132-12.9% |
| Admin fee / account holder | $154 | $169-8.8% | $5,538-97.2% | $170-9.0% |