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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $275 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,062 | $40,522-30.7% | $84,637-66.8% | $67,582-58.5% |
| Participation rate | 47.2% | 51.1%-3.9pp | 68.2%-21.0pp | 71.3%-24.0pp |
| Annual return | 58.60% | 32.72%+25.9pp | 258.82%-200.2pp | 378.57%-320.0pp |
| Employer contribution / active EE | $1,752 | $1,146+52.9% | $2,653-34.0% | $2,148-18.4% |
| Participant deferral / active EE | $3,353 | $2,132+57.3% | $3,900-14.0% | $3,539-5.3% |
| Admin fee / account holder | $149 | $145+2.8% | $4,914-97.0% | $142+5.0% |