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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,619 | $57,330-41.4% | $86,656-61.2% | $75,177-55.3% |
| Participation rate | 87.5% | 63.2%+24.3pp | 71.7%+15.8pp | 67.2%+20.3pp |
| Annual return | 17.56% | 2675.40%-2657.8pp | 593.09%-575.5pp | 160.75%-143.2pp |
| Employer contribution / active EE | $0 | $2,316-100.0% | $3,025-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,378 | $3,320+1.7% | $4,439-23.9% | $4,126-18.1% |
| Admin fee / account holder | $1,378 | $4,115-66.5% | $5,619-75.5% | $5,651-75.6% |