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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,178 | $65,434-49.3% | $98,483-66.3% | $85,847-61.4% |
| Participation rate | 94.3% | 65.0%+29.3pp | 73.3%+20.9pp | 69.3%+25.0pp |
| Annual return | 16.15% | 21.75%-5.6pp | 1494.38%-1478.2pp | 318.61%-302.5pp |
| Employer contribution / active EE | $420 | $2,169-80.6% | $2,961-85.8% | $2,565-83.6% |
| Participant deferral / active EE | $4,789 | $3,168+51.2% | $4,276+12.0% | $3,952+21.2% |
| Admin fee / account holder | $958 | $4,595-79.2% | $5,953-83.9% | $6,261-84.7% |