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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,850 | $60,139-58.7% | $90,461-72.5% | $79,856-68.9% |
| Participation rate | 91.9% | 65.0%+26.9pp | 72.7%+19.2pp | 69.6%+22.3pp |
| Annual return | 22.07% | 71.96%-49.9pp | 1294.76%-1272.7pp | 31.71%-9.6pp |
| Employer contribution / active EE | $1,367 | $2,069-33.9% | $3,264-58.1% | $2,471-44.7% |
| Participant deferral / active EE | $4,198 | $2,939+42.8% | $3,964+5.9% | $3,741+12.2% |
| Admin fee / account holder | $610 | $3,978-84.7% | $5,617-89.1% | $5,306-88.5% |