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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,375 | $166,131+15.8% | $164,975+16.6% | $145,877+31.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.76% | 100.37%-87.6pp | 70.12%-57.4pp | 551.28%-538.5pp |
| Employer contribution / active EE | $15,384 | $5,276+191.6% | $4,343+254.3% | $4,663+229.9% |
| Participant deferral / active EE | $11,937 | $6,962+71.5% | $6,033+97.8% | $6,691+78.4% |
| Admin fee / account holder | $2,882 | $16,648-82.7% | $12,688-77.3% | $13,402-78.5% |