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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,797 | $166,268-38.8% | $165,100-38.3% | $145,897-30.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.26% | 100.52%-90.3pp | 70.21%-59.9pp | 552.29%-542.0pp |
| Employer contribution / active EE | $14,389 | $5,284+172.3% | $4,348+230.9% | $4,663+208.6% |
| Participant deferral / active EE | $10,633 | $6,964+52.7% | $6,035+76.2% | $6,689+59.0% |
| Admin fee / account holder | $1,362 | $16,659-91.8% | $12,696-89.3% | $13,390-89.8% |