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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,829 | $154,193+100.9% | $130,045+138.2% | $139,466+122.2% |
| Participation rate | 85.7% | 82.0%+3.8pp | 78.5%+7.2pp | 80.3%+5.4pp |
| Annual return | 16.55% | 32.51%-16.0pp | -137.30%+153.9pp | 373.66%-357.1pp |
| Employer contribution / active EE | $2,799 | $5,292-47.1% | $4,321-35.2% | $4,754-41.1% |
| Participant deferral / active EE | $8,255 | $6,709+23.0% | $5,820+41.8% | $6,712+23.0% |
| Admin fee / account holder | $14,314 | $13,989+2.3% | $10,600+35.0% | $11,409+25.5% |