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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,009 | $152,612+25.2% | $125,192+52.6% | $152,897+24.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 0.00% | 54.85%-54.8pp | 43.79%-43.8pp | 345.43%-345.4pp |
| Employer contribution / active EE | $2,504 | $4,947-49.4% | $3,866-35.2% | $4,764-47.4% |
| Participant deferral / active EE | $11,196 | $5,868+90.8% | $4,937+126.8% | $5,851+91.4% |
| Admin fee / account holder | $569 | $13,437-95.8% | $9,704-94.1% | $11,599-95.1% |