Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,634 | $77,908+60.0% | $149,696-16.7% | $75,173+65.8% |
| Participation rate | 64.5% | 65.6%-1.1pp | 78.8%-14.3pp | 67.2%-2.7pp |
| Annual return | 11.87% | 31.73%-19.9pp | 134.46%-122.6pp | 160.72%-148.8pp |
| Employer contribution / active EE | $2,618 | $3,138-16.6% | $4,821-45.7% | $2,671-2.0% |
| Participant deferral / active EE | $3,673 | $3,411+7.7% | $5,682-35.4% | $4,126-11.0% |
| Admin fee / account holder | $2,790 | $5,950-53.1% | $13,212-78.9% | $5,651-50.6% |