Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,011 | $91,179+22.8% | $178,499-37.2% | $79,852+40.3% |
| Participation rate | 46.3% | 69.2%-22.9pp | 81.9%-35.6pp | 69.6%-23.3pp |
| Annual return | 7.56% | 24.19%-16.6pp | 151.10%-143.5pp | 31.72%-24.2pp |
| Employer contribution / active EE | $1,458 | $3,256-55.2% | $5,011-70.9% | $2,471-41.0% |
| Participant deferral / active EE | $2,120 | $3,236-34.5% | $5,202-59.2% | $3,740-43.3% |
| Admin fee / account holder | $2,218 | $6,749-67.1% | $13,986-84.1% | $5,306-58.2% |