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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,415 | $84,236+82.1% | $170,435-10.0% | $70,126+118.8% |
| Participation rate | 82.9% | 70.8%+12.0pp | 83.6%-0.7pp | 69.5%+13.3pp |
| Annual return | 9.95% | 23.06%-13.1pp | 205.94%-196.0pp | 73.15%-63.2pp |
| Employer contribution / active EE | $8,522 | $3,387+151.6% | $5,432+56.9% | $2,343+263.8% |
| Participant deferral / active EE | $7,396 | $3,086+139.7% | $4,939+49.7% | $3,332+122.0% |
| Admin fee / account holder | $3,367 | $5,698-40.9% | $13,881-75.7% | $4,645-27.5% |