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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,409 | $95,415+53.4% | $185,851-21.2% | $85,851+70.5% |
| Participation rate | 91.2% | 68.8%+22.4pp | 81.7%+9.5pp | 69.3%+21.9pp |
| Annual return | 13.73% | 23.59%-9.9pp | 122.11%-108.4pp | 318.63%-304.9pp |
| Employer contribution / active EE | $10,676 | $3,314+222.2% | $5,168+106.6% | $2,565+316.2% |
| Participant deferral / active EE | $9,265 | $3,424+170.6% | $5,569+66.4% | $3,952+134.4% |
| Admin fee / account holder | $15,663 | $7,215+117.1% | $16,245-3.6% | $6,261+150.2% |