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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,273 | $73,988-69.9% | $96,538-76.9% | $75,177-70.4% |
| Participation rate | 97.8% | 66.4%+31.4pp | 74.3%+23.5pp | 67.2%+30.6pp |
| Annual return | 11.54% | 26.73%-15.2pp | 35.74%-24.2pp | 160.75%-149.2pp |
| Employer contribution / active EE | $9,009 | $2,930+207.4% | $3,740+140.9% | $2,671+237.3% |
| Participant deferral / active EE | $629 | $3,660-82.8% | $4,880-87.1% | $4,126-84.8% |
| Admin fee / account holder | $968 | $5,220-81.5% | $6,737-85.6% | $5,651-82.9% |