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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,633 | $57,352-78.0% | $83,831-84.9% | $64,173-80.3% |
| Participation rate | 81.8% | 68.6%+13.2pp | 76.1%+5.7pp | 69.6%+12.2pp |
| Annual return | -3.05% | 11.38%-14.4pp | 850.99%-854.0pp | 7.63%-10.7pp |
| Employer contribution / active EE | $1,066 | $2,546-58.1% | $3,631-70.6% | $2,381-55.2% |
| Participant deferral / active EE | $314 | $2,993-89.5% | $4,082-92.3% | $3,470-91.0% |
| Admin fee / account holder | $343 | $4,046-91.5% | $5,479-93.7% | $4,887-93.0% |