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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,614 | $52,678-66.6% | $75,784-76.8% | $59,633-70.5% |
| Participation rate | 96.4% | 67.2%+29.2pp | 75.8%+20.6pp | 68.7%+27.8pp |
| Annual return | -3.75% | 2.95%-6.7pp | 9.68%-13.4pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $521 | $2,193-76.3% | $3,323-84.3% | $2,203-76.4% |
| Participant deferral / active EE | $1,042 | $2,591-59.8% | $3,652-71.5% | $3,192-67.4% |
| Admin fee / account holder | $347 | $3,610-90.4% | $5,300-93.5% | $4,297-91.9% |