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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,528 | $183,968-88.8% | $162,166-87.3% | $152,870-86.6% |
| Participation rate | 88.9% | 88.5%+0.4pp | 87.6%+1.3pp | 82.4%+6.4pp |
| Annual return | 5.46% | 150.77%-145.3pp | 115.59%-110.1pp | 345.34%-339.9pp |
| Employer contribution / active EE | $8,792 | $6,371+38.0% | $5,614+56.6% | $4,763+84.6% |
| Participant deferral / active EE | $4,331 | $8,034-46.1% | $7,298-40.7% | $5,850-26.0% |
| Admin fee / account holder | $3,639 | $13,121-72.3% | $10,842-66.4% | $11,597-68.6% |