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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,900 | $140,592-88.7% | $123,105-87.1% | $125,389-87.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -2.47% | 16.80%-19.3pp | 13.22%-15.7pp | 282.24%-284.7pp |
| Employer contribution / active EE | $2,311 | $6,041-61.7% | $5,151-55.1% | $4,866-52.5% |
| Participant deferral / active EE | $5,053 | $6,980-27.6% | $6,229-18.9% | $5,352-5.6% |
| Admin fee / account holder | $5,501 | $11,198-50.9% | $9,014-39.0% | $9,541-42.3% |