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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,764 | $93,617-35.1% | $135,982-55.3% | $75,177-19.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 16.18% | 30.89%-14.7pp | 68.32%-52.1pp | 160.75%-144.6pp |
| Employer contribution / active EE | $5,357 | $3,538+51.4% | $4,859+10.3% | $2,671+100.6% |
| Participant deferral / active EE | $1,772 | $6,406-72.3% | $7,760-77.2% | $4,126-57.0% |
| Admin fee / account holder | $2,193 | $6,980-68.6% | $10,767-79.6% | $5,651-61.2% |