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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,308 | $98,776-48.1% | $149,745-65.7% | $79,856-35.7% |
| Participation rate | 98.0% | 75.8%+22.2pp | 82.5%+15.5pp | 69.6%+28.3pp |
| Annual return | 16.39% | 27.38%-11.0pp | 276.72%-260.3pp | 31.71%-15.3pp |
| Employer contribution / active EE | $4,082 | $3,217+26.9% | $4,646-12.1% | $2,471+65.2% |
| Participant deferral / active EE | $2,507 | $5,681-55.9% | $6,843-63.4% | $3,741-33.0% |
| Admin fee / account holder | $1,018 | $6,053-83.2% | $9,312-89.1% | $5,306-80.8% |