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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,911 | $105,210-45.0% | $159,487-63.7% | $85,851-32.5% |
| Participation rate | 87.2% | 75.8%+11.4pp | 82.8%+4.4pp | 69.3%+17.9pp |
| Annual return | 19.28% | 45.08%-25.8pp | 263.71%-244.4pp | 318.63%-299.4pp |
| Employer contribution / active EE | $4,255 | $3,319+28.2% | $4,831-11.9% | $2,565+65.9% |
| Participant deferral / active EE | $2,331 | $5,946-60.8% | $7,354-68.3% | $3,952-41.0% |
| Admin fee / account holder | $1,926 | $6,934-72.2% | $10,804-82.2% | $6,261-69.2% |