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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,821 | $106,280+82.4% | $96,538+100.8% | $139,487+39.0% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | -0.01% | 38.48%-38.5pp | 35.74%-35.8pp | 373.84%-373.9pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,740-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $3,702 | $5,457-32.2% | $4,880-24.2% | $6,713-44.9% |
| Admin fee / account holder | $13,581 | $7,888+72.2% | $6,737+101.6% | $11,407+19.1% |