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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,155 | $107,368+43.6% | $92,915+65.9% | $152,909+0.8% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | -0.58% | 145.64%-146.2pp | 109.45%-110.0pp | 345.46%-346.0pp |
| Employer contribution / active EE | $2,831 | $4,222-33.0% | $3,653-22.5% | $4,764-40.6% |
| Participant deferral / active EE | $18,463 | $4,848+280.8% | $4,238+335.6% | $5,851+215.5% |
| Admin fee / account holder | $1,151 | $7,082-83.8% | $5,796-80.1% | $11,601-90.1% |