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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,169 | $124,351+54.5% | $109,188+76.0% | $167,553+14.7% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.9%+11.6pp | 82.1%+5.4pp |
| Annual return | 25.38% | 26.04%-0.7pp | 25.76%-0.4pp | 478.89%-453.5pp |
| Employer contribution / active EE | $0 | $4,210-100.0% | $3,723-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $6,700 | $5,257+27.5% | $4,654+44.0% | $6,343+5.6% |
| Admin fee / account holder | $5,260 | $7,975-34.0% | $6,755-22.1% | $12,316-57.3% |