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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,647 | $97,550+130.3% | $120,344+86.7% | $87,485+156.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 15.32% | 18.41%-3.1pp | 20.30%-5.0pp | 26.06%-10.7pp |
| Employer contribution / active EE | $13,090 | $2,291+471.4% | $3,020+333.4% | $2,596+404.2% |
| Participant deferral / active EE | $4,623 | $4,230+9.3% | $5,135-10.0% | $4,274+8.2% |
| Admin fee / account holder | $4,859 | $9,543-49.1% | $12,742-61.9% | $7,775-37.5% |